Could your home's equity lower your monthly debt payments?
See what a refinance could look like in three simple steps. No personal information needed.
1. Your home
2. Debts to pay off
Enter the balance, interest rate and monthly payment for each debt.
3. Refinance estimate
Choose a loan type to estimate your new monthly payment. The interest rate is a planning estimate, not a rate quote.
What changes?
A lower monthly payment isn't the same as lower lifetime interest. This refinance changes the rate on your existing mortgage, too, and may extend the time you're paying off consolidated debt.
Let's talk through your options.
Steve Medina | Mortgage Advisor
Steve Medina Team | CrossCountry Mortgage | NMLS #1900697
For educational estimates only. Not an offer, commitment to lend, approval, or rate quote. Rates, eligibility, loan limits, closing costs, payoff amounts and terms depend on the individual loan. Calculations exclude property taxes, homeowners insurance, HOA, escrow differences, prepayment penalties, and any cash-to-close. FHA estimates use a base loan for the 80% LTV check and add financed upfront mortgage insurance to the total balance; the proposed monthly payment includes estimated annual FHA mortgage insurance. Actual premiums may differ. Conventional mortgage insurance and any VA funding fee are not included. 80% LTV is an assumption, not an eligibility determination. Debt consolidation may increase total interest and uses your home as collateral. Please consult your mortgage advisor for a personalized comparison.